Payments are Convenient and Secure Make a payment with confidence knowing your account is protected with our fast and secure system. As a part of the second-look financing market, you don't need an excellent, or "prime" credit score to get approved for Genesis credit. Have you had a bad experience with this agencys debt collectors? The firms main office is located at 43 Danbury Road, Wilton, Connecticut. We are Lemberg Law, a Consumer Law Firm. Call us today to find out how we may be able to assist you with your case. Check the data at the top of this page and the bank's website for the most current information. I have sent them this info several times now. On the, It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to, Public Access to Court Electronic Records (PACER). Apply and Get a Quick Decision for the Indigo Card With tools like CardMatch and in-depth advice from our editors, we present you with digestible information so you can make informed financial decisions. Avoid the worry of making payments with Autopay. The Genesis FS Destiny Mastercard credit card is one solution for people with bad-to-poor credit looking to build a better credit profile. When you click through from our site to a retailer and buy a product or service, we may earn affiliate commissions. Everything you need is right here. Our experts have learned the ins and outs of credit card applications and policies so you dont have to. You can be approved for a $300 - $1,000 credit limit with the Indigo Mastercard, and some consumers may qualify for no monthly fee and low APR. Milestone Card reports to all three credit bureaus, No security deposit required so you can keep more money in your pocket, Pre-qualify without impacting your credit score, Shine brighter with a credit card as unique as you, Get access to a credit card you can use online, in store and in app where ever you see the Mastercard logo. Which certificate of deposit account is best? Whether you're looking to build credit as a new user or rebuild credit after a bankruptcy or string of delinquencies causing your score to drop, a Genesis FS credit card may be the solution for you. We contacted Lemberg about being harassed by a rude debt collector, and within weeks we got a settlement check. Indeed, we follow strict guidelines that ensure our editorial content is never influenced by advertisers. Many of the card offers that appear on this site are from companies from which we receive compensation. BBB Business Profiles are subject to change at any time. 1994-2023 MasterCard. These terms allow CreditCards.com to use your consumer report information, including credit score, for internal business purposes, such as improving the website experience and to market other products and services to you. Abused? The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. . If you see inaccuracies in our content, please report the mistake via this form. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. By providing my email address, I agree to CreditCards.coms Your fee amounts and APR vary by the cardholder agreement you're approved for. Consequently, if action is taken, you can recover damages of up to $1,000, plus attorney fees, court costs, and personal damages. Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. I have been on the phone numerous times with them. I have been paying into this account each time I pay this company gives me a higher interest never been late I'm always over my limit but not using card interest to high even after I stated hardship this card is a fraud with interest in paying monthly but going backwards can't get ahead to see satisfaction please help me with this matter I'm sickening from this card. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Take advantage of your rights and choose to sue when you find that a collections company violated collectors law. You're working hard to achieve your goals and a challenging credit history shouldn't stand in your way. Setup AutoPay for even more Convenience If a debt collector has contacted you, make sure you understand your rights before taking action. The best starter credit card for no credit, 5 ways to improve your credit score without a credit card, Do Not Sell or Share My Personal Information, Can pre-qualify without affecting credit score, Separate monthly maintenance fee on certain cardholder agreements, Pre-qualifying will not affect credit score, Can be approved for up to $1,000 credit limit, May receive high first-year annual fee, reducing purchase power, Pre-qualifying won't affect your credit score, Terms are cumbersome with low credit limit. Violates the concept of fair use and acknowledgement of services, Any further responses to this will cost a charge of $5000. They won't answer that question. Worry free spending with $0 liability on unauthorized charges! Also: The best starter credit card for no credit. They know they closed off my access to these cards. From industry experts to data analysts and, of course, credit card users, were well-positioned to give you the best advice and up-to-date information about the credit card universe. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. The high costs aside, the card can still deliver on its promise to help build your credit with responsible use. More specifically, the collections company claims that their success is due to knowledge, experience, and skill in developing omnichannel financing solutions with flexible technology that best serve our merchant partnerships and non-prime consumers. Though this collection company promises to be a professional and reputable business, it is still possible that this collections company may still have violated the FDCPA. Home Page - Indigo Platinum MasterCard I have tried numerous times to correct all of this. In the meantime, you are welcome to call us right away at 855-301-2100. Take advantage of your rights and choose to sue when you find that a collections company violated collectors law. $0 Fraud Liability for unauthorized use offers you peace of mind, Access to an unsecured credit card - no security deposit required, Nationwide acceptance - use anywhere Mastercard is accepted in app, in store, and online, Pre-qualifying is quick and easy and will let you know if you are qualified without impacting your credit score, Reports your payments to all three major credit bureaus, Use your card in app, in store, and online - Nationwide wherever Mastercard is accepted, Build on your credit history with the Milestone Mastercard, Quick and easy pre-qualification that does not impact your credit score. Please enter a valid email adress, Your phone Whats your phone number? Pros & Cons of Milestone credit card. I want this closed w/out hurting my score. Our editors thoroughly review and fact-check every article to ensure that our content meets the highest standards. Genesis Financial Servicesoffers credit to the non-prime market, which is users who can't qualify for prime rates because of their credit history. At Genesis Financial Solutions, we put consumers first by providing non-prime consumers a second chance to access quality financing solutions and direct-to-consumer credit cards. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win. But we compared the three credit card options altogether for people with bad credit. They just say they are working on it, it is total fraud and someone billed this and took the money but Genesis will not confirm anything or help. Today, Genesis Financial Solutions provides three card options to help people in difficult credit circumstances get on their feet. But I do not want to opt out from pre-screening for credit offers from every creditor in the country. Your email address unlocks your approval odds. Everything you need is right here. Everything you need is right here. The terms of the Milestone Mastercard are identical to those of the other two Genesis Financial Solutions cards. . I am not comfortable doing this as fax is an insecure form of communication, nor am I willing to spend money to send a copy of my DL via ***** GFS already has sufficient information to mark this account as fraudulent and close the account. One of our staff members will call you shortly. At Bankrate, we take the accuracy of our content seriously. Please include what you were doing when this page came up and the Cloudflare Ray ID found at the bottom of this page. Get Pre-Qualified today for the Milestone Mastercard 2023 Genesis FS Card Services, All Rights Reserved (NMLS #1549514) 14600 Greenbrier Parkway, Beaverton, OR 97006 + By clicking "See my odds" you agree to our Terms of Use (including our Prequalification Terms) and Privacy Policy. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Genesis Financial Solutions Reviews: 7,993 User Ratings - WalletHub Oftentimes suing is the best course of action considering your case is legitimate and your grievances are serious. View your balance, transactions, statement and make or schedule a payment 24 hours a day, 365 days a year. Your author Whats your name? Likewise, the FCRA regulates the circumstances under and means by which collectors and creditors can report delinquent debts to credit reporting agencies. Every day, we strive to bring you peace-of-mind as you work toward your financial goals. endstream endobj 320 0 obj <>/Metadata 16 0 R/Pages 317 0 R/StructTreeRoot 34 0 R/Type/Catalog>> endobj 321 0 obj <>/MediaBox[0 0 612 792]/Parent 317 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 322 0 obj <>stream View statements, enroll in paperless statements, pay your bill, update your contact information, and more! But it also depends on your credit score and financial history. You can absolutely sue. I paid the annual fee, told them card had expired Genius stated a card was on the way, needless to say no card ever came, here I am again them wanting 99.00 plus late fee of 29.00 and no card. Well use this information to to verify your credit profile. Credit Cards Reporter and Young Credit Analyst, Connect with Cathleen McCarthy on Twitter, Connect with Cathleen McCarthy on LinkedIn. Debt collection agencies can garnish wages through legitimate legal action if a judgement rules in their favor. Even if you charge nothing on the card, you'll still be responsible for paying these fees as long as the account remains active. Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Do not assume that you are entitled to any compensation as a result of the consumer complaints you have. The Bad. For those approved for a $300 credit limit, there are several cardholder agreements. This is not legal advice. Compensation for potential legal violations, and any results obtained, depends upon the specific factual and legal circumstances of each case. Editorial integrity is central to every article we publish. Member FDIC, Depending on your credit history and other criteria, you can get approved for a $300$700 unsecured credit limit on the Destiny Genesis FS credit card. If youre in this category, these cards can be an option for you, but consider the high fees and research other credit cards before you applyyoure likely to find products with better terms targeting the same consumer category. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Whats your name? BBB is here to help. Confidentiality Guarantee: We keep your information completely confidential and will not send you spam or sell your information. The lack of cash advance fees in the first year with the card is another advantage of this product and a rare credit card benefit. A Red Ventures company. destiny.myfinanceservice.com - Home Page - Destiny Mastercard Complaints for Genesis FS Card Services, Inc. - Better Business Bureau No more harassing calls from them bothersome credit card companies. Our editorial team does not receive direct compensation from our advertisers. Our team is made up of diverse individuals with a wide range of expertise and complementary backgrounds. Bankrate.com is an independent, advertising-supported publisher and comparison service. More specifically, this law prohibits collection agencies from pursuing debts via over-the-phone harassment. Compare offers side by side and apply online for the credit card that is right for you. Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. 19 Chevy trax with 31K on it has been having an issue with the transmission Module throwing a code. If you have a low credit score, it can be challenging to qualify for a credit card. Back in November of 2022 someone in ******* had stolen my info on the Destiny and Milestone cards. Aja is the author of "How a Mother Should Talk About Money with Her Daughter.". The Destiny Mastercard is issued by First Electronic Bank . International Association of Better Business Bureaus. Another option could be a $75 initial annual fee with a $99 annual fee each year after. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. The Genesis FS Milestone Gold Mastercard is issued by The Bank of Missouri and offers up to a $1,000 credit limit for those who qualify. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Jaguar Land Rover to Pay $26,500 for Lemon Law Violation. Genesis FS credit cards can be used to make purchases anywhere accepting credit cards with the Mastercard logo. Genesis Financial Solutions was founded in 2001 by a group of financial services experts. They know exactly what is going on here and what the issues have been. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Member Alerts: There are no Member Alerts at this time. Setup AutoPay for even more Convenience I want them to promptly close this fraudulent account and report it to the credit bureaus as fraudulent. 4 months ago I noticed some fraudulent charges on the account. Click the Apply Online button to review the terms and conditions of the offer on the card issuer's web site. Read more about the firm. I have a few credit cards through this company. . At Bankrate we strive to help you make smarter financial decisions. Time is Running Out, Motorola's handy Bluetooth device adds satellite messaging, Linux 6.2: The first mainstream Linux kernel for Apple M1 chips arrives, Sony's new headphones adopt WH-1000XM5 technology at a great price, The perfectly pointless $197 gadget that some people will love. Lemberg Law received an A+ rating from the BBB. The Milestone Gold and Indigo Genesis FS credit cards come with more favorable terms, such as lower APRs and fees, and a credit limit of up to $1,000 for those who qualify. hb```@(0 View your balance, transactions, statement and make or schedule a payment 24 hours a day, 365 days a year. If you believe that this collections company may have violated the FDCPA do not hesitate to contact an attorney and file a complaint or take action by reviewing the company on the BBB or Google Reviews. Thank you for requesting your free case evaluation. Describe your legal concern or comment Briefly describe your experience Briefly describe your experience. After filing a complaint with the card company they canceled my card. Consequently, if action is taken, you can recover damages of up to $1,000, plus attorney fees, court costs, and personal damages. The action you just performed triggered the security solution. EVERYTHING is a constant run-around with them. Genesis FS Card Services does not cite who they specifically collect for on their website. More informationClose , which reports all federal complaints within the U.S. federal systems docket. They know exactly what and WHEN has happened. Its amazing what a ********************** business this company is. The Good. Further, youll be responsible for an up to $40 overlimit fee if you opt in to overlimit coverage and go over the credit card limit. Each card comes with either a 24.9% or 29.9% APR for interest and cash advances. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. I have a milestone credit card thru these guys. This website is attorney advertising: prior results do not guarantee a similar outcome. And only the fraud department can remove it and issue me a new card. However, it, Things You Can Do Yourself When You Have a Lemon, Background Check Errors Can Cost you a Job and So Much More, Tenant Data Services Screening Report Dispute False Info or Errors, How to dispute background check errors that cost you a job, A collector has called you in the early morning or late night, A debt collector attempts to collect more than you owe, A collection company threatened you with negative credit reporting, A debt collector attempts to intimidate you, A collector accused you of criminal conduct. $75 annual fee after the first year, $99 thereafter. Do you need one? . On the Better Business Bureau there are currently 1,101 complaints closed in last 3 years, 456 complaints closed in last 12 months, and 147 reviews amounting to 1.12 stars overall. Register . You can pre-qualify for Genesis FS credit cards without affecting your credit score, so you know what you qualify for and the terms. The Destiny Mastercard comes with the lowest credit limit and highest APR and fee terms, so may be best suited for someone with bad credit. However, all credit card information is presented without warranty. The refused to give me a account #, they have been caused in the pass reporting to credit bur.causing my scores to drop. this post may contain references to products from our partners. If you choose not to contact the collections company regarding the account you risk harm to your credit and financial stability. Therefore, the wisest move to make is to preemptively contact an attorney BEFORE this judgment may occur. 14600 Greenbrier Parkway, Beaverton, OR 97006. Genesis FS Credit Cards & Card Services | CreditCards.com I ordered the card thinking I'd get a $700 credit line that was a lie.Not only that, but upon receiving the card I'm automatically going into debt of $75 No pin number upon activation,that takes **** days No routing number for electronic funds transfer,none of which was explained before opening account. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access After the financial crisis of 2008, the group realized how much demand there was among consumers with low credit scores or limited credit history. Content published under this author byline is generated using automation technology. They kept me up to speed the whole way. The card charges a $75 annual fee in the first year and a $99 annual fee after that, or an ongoing $59 annual fee, depending on the offer you qualify for. Multiple credit card perks. I'm told there is a temporary block on the account. genesis fs card charge on bank statement This compensation may impact how and where products appear on the site, including for example, the order in which they appear within listing categories. While we adhere to strict Genesis FS Card ServicesGenesis FS Card Services is debt collector located in Beaverton,OR. In fact, how a business responds to customer complaints is one of the most significant components of the BBB Business Rating. I received notice from a credit monitoring service that accounts had been opened using personal identification information (***) on 12/12/22. Sergei Lemberg, Esq., is the Connecticut attorney responsible for this advertisement. This credit card comes with an annual fee, and you may also have to pay a monthly fee, which is considered set up and maintenance fees. Home equity line of credit (HELOC) calculator. If you're approved for a $500 Destiny Mastercard credit limit, the annual and yearly fees are either $59 or $125. %PDF-1.5 % 2022 Hyundai Veloster N - After replacing the tires with Contentinal 235/19 all seasons on OEM wheels the blind spot warning system was malfunctioning within one mile of driving. Ashley Homes Stores has referred it to the legal attorneys but in the meantime I am being held responsible on my credit to pay them 3000 for items I never purchased nor did Ashley Home Store bill them.
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